Frequently Asked Questions

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Central Street Lending provides fast, flexible funding solutions built around real business needs. What sets us apart is our deeply rooted relationships with a broad network of lenders across all spaces and sectors, allowing us to match each business with the right funding option—not just the first available one. We focus on speed, transparency, and trust, helping business owners access capital with confidence and clarity when it matters most.

Unlike traditional banks that rely on rigid requirements and lengthy approval processes, Central Street Lending focuses on real business performance and speed. We work directly with a network of trusted lenders to offer flexible funding solutions tailored to each business’s situation. This allows us to move quickly, provide clearer options, and help business owners access capital without unnecessary delays or confusion.

Merchant Cash Advances (MCAs) are used by businesses to access fast, flexible funding when timing matters. They are commonly used to cover short-term cash flow gaps, purchase inventory, invest in marketing, repair or replace equipment, or take advantage of growth opportunities. Because repayment is based on a percentage of revenue rather than a fixed monthly payment, MCAs can work well for businesses with consistent sales that need capital quickly to support day-to-day operations or generate near-term revenue.

In many cases, businesses can receive funding as quickly as 24–48 hours after approval. Timing depends on how quickly documents are submitted and the specific funding option selected, but our streamlined process and strong lender relationships allow us to move much faster than traditional banks. Our goal is to get you clear answers and access to capital as quickly as possible.